Tag Archives: Finances

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Episode 47 – A Simple 7-Step Guide To Optimize Your Business Exit



Market surveys show that a large number of business owners plan to exit their business in the next 5 to 10 years.

Are you one of them?

In this episode, Royal Standley shares a simple yet highly effective 7-step guide that helps you achieve maximum value from your business exit, whether it’s a sale to an outside party or an internal transfer of ownership to family or employees. Join him as he assists business owners define their ideal vision, and provides various strategies to achieve them.

In this episode, you will learn:

  • The importance of planning your exit well in advance to maximize your business value
  • How to cover any potential gaps in your financial plan through a robust gap analysis
  • How to ensure business continuity, should something happen to you, and integrate your business sale with your estate planning
  • Ways to build and preserve your business value using efficient value drivers
  • And more!

Tune in now to learn how you can lay out strong groundwork for your business exit, so that the transition is seamless and far more efficient!

Resources: Oregon Pacific Financial Advisors  |  About Royal Standley  |  Schedule Online with Royal Standley  | (541) 772-1116  |  Email Royal Standley 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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Episode 46 – How To Secure Your Financial Future Amid the Market Turmoil



Looking at drastic market swings, people often get emotionally overwhelmed and seek to “time” the market in the short-term.

In this episode, Royal Standley highlights the importance of building a comprehensive plan that helps you get through the market turmoil, which may ultimately benefit you in the long-run. He also takes an extensive look back at where we were in 2020, and what the coming years look like by analyzing the potential risks on the horizon.

In this episode, you will learn:

  • What you might expect in 2021 from an economic and a market standpoint
  • Ways in which rapid innovation and a massive fiscal stimulus has affected the economy
  • The impact of the ongoing market trends on small businesses
  • How to diversify your portfolio to achieve stability and hedge against a potential boost in inflation
  • And more!

Tune in now to learn how you can be better positioned to achieve your short-term and long-term financial goals!

Resources: Oregon Pacific Financial Advisors  |  About Royal Standley  |  Schedule Online with Royal Standley  | (541) 772-1116  |  Email Royal Standley 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies. 

 

 


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Episode 45 – 3 Essential Things New Parents Must Plan For



While a new born child calls for a lot of celebrations, it also gives rise to additional responsibilities for the parents.

In this episode, Royal Standley covers the financial aspect of having a new child. Join him as he walks through the 3 most important things every new parent must look at – estate planning, life insurance and a long-term savings plan for your child, whether it’s for college, their first home or starting a business.

In this episode, you will learn:

  • How to secure your child’s future, should something happen to you or your spouse
  • Why we recommend every parent to have a life insurance coverage that can provide sufficient financial support to your loved ones
  • The importance of establishing a savings plan as soon as your child is born
  • And more!

Tune in now to learn how you can build a solid financial plan and give your child a financial head-start in the future!

Resources: Oregon Pacific Financial Advisors  |  About Royal Standley  |  Schedule Online with Royal Standley  | (541) 772-1116  | Email Royal Standley 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

 


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Episode 44 – Financial Planning for 2021 and Beyond



With several advancements in the search for a vaccine, we may be possibly approaching the end of COVID. And as we are also entering a new presidency, 2021 seems full of new possibilities and opportunities!

However, you must have a strategic plan in place to make the most of those opportunities. In this episode, Royal Standley uses his expert financial insights to help you allocate your assets better, especially now when the interest rates are at an all-time low.

In this episode, you will learn:

  • How COVID has affected the domestic as well as the international markets
  • The implications of extremely low interest rates right now
  • The long-term benefits of purchasing a house now by locking in the current interest rates
  • Why you should avoid unnecessary media coverages that may be mere “opinions” instead of facts
  • Ways in which a professional advisor can help you achieve your goals
  • And more!

Tune in now to our latest episode to learn more on planning for 2021 and beyond.

Resources: Oregon Pacific Financial Advisors  |  About Royal Standley  |  Schedule Online with Royal Standley  | (541) 772-1116  | Email Royal Standley | Episode 43 – Home Ownership in Your Retirement Plan

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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Episode 43 – Home Ownership in Your Retirement Plan



Imagine having your home paid off before retirement!

In today’s episode, Royal Standley of Oregon Pacific Financial Advisors looks at how home ownership fits into your financial plan. Royal strives to help build a financial plan that includes paying off your mortgage.

In this episode, you will learn:

  • How home ownership integrates into your financial plan
  • How to look at it as buying an asset that historically appreciates
  • Why you should create a balance of paying off your mortgage and saving for retirement
  • What tools and resources can be used to see the effects of paying extra on your mortgage
  • And more!

Tune in now for more information about home ownership in your financial plan with Royal Standley.

Resources: Oregon Pacific Financial Advisors  | (541) 772-1116 | Dave Ramsey SmartVestor  |  Episode 8: Dave Ramsey’s Baby Steps  |  Schedule Online with Royal Standley

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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Episode 42 – What Planning Ahead Can Do For Your Dream Retirement



Planning for your future can be tough, but it’s important to make sure that you have everything covered. Do you have plans in place for long term care needs?

In today’s episode, Royal Standley discusses everything you need to know about long term care insurance and why it’s important to make sure you consider planning for the unexpected.

In this episode, you will learn:

  • What planning ahead can do for you to ensure your dream retirement
  • Breaking down the misinformation about long-term care
  • The types of long-term care policies and plans
  • The sweet spot to purchase insurance
  • And more!

Listen now to get ahead on planning for your future with long-term care. 

Resources: Oregon Pacific Financial Advisors  |  About Royal Standley  |  Schedule Online with Royal Standley  |  Long Term Care Strategies [Slideshow]  |  (541) 772-1116  |  Email Royal Standley

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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Episode 41 – Setting Your S M A R T Goals



There is never a perfect time to start, so why not start now?

In today’s episode, Royal Standley of Oregon Pacific Financial Advisors shares his experience on setting goals. Whether you are looking to set short-term or long-term goals Royal explains ways to implement goal setting tactics into your financial life, career, family or health.

In this episode, you will learn:

  • Why Royal believes goal setting is important
  • What the different types of goals are 
  • What S M A R T goals represent and how to implement them
  • How Royal can help you reach your goals
  • And more!

Tune in now to help reach your goals with Royal Standley.

Resources:  Oregon Pacific Financial Advisors  | (541) 772-1116 | Dave Ramsey SmartVestor  |  Episode 8: Dave Ramsey’s Baby Steps  |  Schedule Online with Royal Standley

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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Episode 40 – Meet the Team at Oregon Pacific Financial Advisors with Emma Nelson



Royal Standley introduces us to Emma Nelson, Associate Financial Planner, at Oregon Pacific Financial Advisors, Inc. 

In this episode Royal and Emma share how she entered into financial services and why she enjoys helping people build the financial resources to live their lives to the fullest. Emma also discusses her passion projects, favorite winter activities, her financial philosophy, and plenty more! 

In this episode, you will learn:

  • What leadership traits Emma brings to Oregon Pacific
  • What financial planning and client relationship philosophy Emma encompasses 
  • How Covid has affected home life and her outlook on the coming year 
  • How Emma counsels clients as they face the unknown in a pandemic 
  • And more!

Tune in now to meet Emma Nelson.

Resources: Oregon Pacific Financial Advisors  |  About Emma Nelson  | (541) 772-1116  |  Email Emma  

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


Episode 39 – The Coach To Your Financial Plan with James Monroe



A coach is somebody that’s in it with you, for you and looking out for your best interests.

In today’s episode Royal Standley introduces us to James Monroe, Financial Planner and Retirement Plan Specialist, who joined the team at Oregon Pacific Financial Advisors in March 2019. James shares how he got into financial services, what brought him to Oregon, the community projects he is passionate about and plenty more! 

In this episode, you will learn:

  • How James’ extensive background transitioned into insurance and financial services
  • Why James is passionate about getting rid of financial illiteracy
  • What his philosophy is when working with clients
  • Why James believes in building succession plans and the best team for your long term needs
  • And more! 

Tune in now to meet James Monroe! 

Resources: Oregon Pacific Financial Advisors  |  About James Monroe  |  Life by Design Episode 27 with James Monroe  |  Employer Sponsored Retirement Plans: Why a Financial Planner Helps(541) 772-1116  |  Schedule Online with James  |  Email James  

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

CRD#: 5882437


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Episode 38 – After the Smoke Is Gone



We don’t know where or when the next natural disaster is going to take place. 

In today’s episode Royal Standley shares what it looks like for clients who have lost everything in the Oregon fires.  Royal helps explain the replacement coverage you need from your insurance policy and things you can do to try and help prepare for the next event.

In this episode, you will learn:

  • How important it is to discuss different situations with your Insurance provider regularly
  • What you should know in a “Sudden Money” situation
  • The importance of taking the time to know what you really have in your home and business
  • How your priorities can be reset after a natural disaster 
  • And more!

Tune in now to learn more about being prepared for an uncontrollable event.

Resources:  Oregon Pacific Financial Advisors: (541) 772-1116 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.