65. The Fundamentals of an Emergency Fund

65. The Fundamentals of an Emergency Fund

When faced with unexpected expenses, reaching for your plastic can be an easy option. But easy is not always the best option.

In this episode, Royal Standley discusses the importance of avoiding over-complicating an emergency fund and how you can build your own. He reveals how an emergency fund benefits your financial plan even before you start creating a retirement plan and the debt you can avoid. 

Royal discusses:

  • The importance of educating employees and clients on emergency funds
  • The difference between using an emergency fund and reaching for plastic
  • Why you should focus on one step at a time
  • How to build your emergency fund
  • And more!

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Additional Resources:

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.


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