Tag: Planning

FEATURE
Episode 34 – How to Retire During a Global Pandemic

Episode 34 – How to Retire During a Global Pandemic

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A lot of people are planning to retire in 2020. Maybe you’re one of them.

In light of COVID-19, would it be better for you to semi-retire, postpone it completely, or go ahead and retire full time?

In this episode, Royal Standley helps you plan for your next move during this global pandemic. He walks you through retirement options and explains how to evaluate your financial situation so you can make a safe and informed retirement decision.

In this episode, you will learn:

  • What to consider if you’ve lost your job and you’re trying to decide whether to get a second job or retire
  • Why Royal recommends speaking to a financial advisor before you make a retirement decision
  • Overlooked, but essential, questions to ask when you’re interviewing advisors
  • What to discuss with your advisor if you’ve just entered retirement and then the pandemic hit
  • Two ways that the U.S. federal government will probably deal with its new debt
  • And more!

Tune in as Royal walks you through the process of retiring during a pandemic. 

Resources:  Oregon Pacific Financial Advisors: (541) 772-1116

 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

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Episode 31 – Answering Prospective Clients’ Frequently Asked Questions

Episode 31 – Answering Prospective Clients’ Frequently Asked Questions

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Are you curious about financial advisors and how they can help you? Do you know how to tell if you need one — and how to find the right one?

These are just a few questions that Royal Standley receives on a regular basis by new and prospective clients alike. Today, Royal is sitting down to answer some of these frequently asked questions, all the while highlighting the importance of working with an expert. 

In this episode, you will learn:

  • The benefits of working alongside a financial professional 
  • The difference between a financial advisor and asset manager — and how to find the right one
  • What being a fiduciary means
  • About conflict of interest in the financial services industry
  • And more!

Tune in now to hear the answers to your burning questions — and to learn what considerations you should keep in mind when seeking a financial planner and advisor!

Resources:  Oregon Pacific Financial Advisors | The Life by Design Podcast | Royal Standley 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

FEATURE
Episode 29 – What Should an Investor Avoid When Markets Are Facing a Downfall?

Episode 29 – What Should an Investor Avoid When Markets Are Facing a Downfall?

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How has your financial plan been affected by the recent downturn in the market? 

In this episode of The Life by Design Podcast, Royal Standley suggests how to plan and prepare for times when the market is experiencing decline. 

In this episode, you will learn:

  • Various potential reasons for an economic decline 
  • How to separate emotions and finances
  • What capitulation is and why you should selling when the market is low 
  • The impact of time in financial portfolios 
  • And more!

Tune in today to hear how to be prepared for the unexpected.

Resources:  Oregon Pacific Financial Advisors

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SPECIAL UPDATE: COVID-19

SPECIAL UPDATE: COVID-19

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In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising investors to take during this time of uncertainty. 

Tune in now to learn how the markets are being affected and what we’re doing to help clients during this tumultuous time.

Resources: Oregon Pacific Financial Advisors Inc.

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Episode 27 – How Much Insurance Coverage Do You Actually Need? — With James Monroe

Episode 27 – How Much Insurance Coverage Do You Actually Need? — With James Monroe

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Do you have the right type of insurance plan and amount of coverage for your family’s needs?

In this episode, Royal Standley and James Monroe of Oregon Pacific Financial Advisors walk you through different life insurance policies. This down-to-earth conversation is all about helping you figure out which policy will give you the coverage you need to maintain you and your family’s lifestyle. 

In this episode, you will learn:

  • How James uses a DIME method as a starting point to calculate life insurance needs
  • When the ideal time is to have term insurance
  • The five main types of permanent policies 
  • Examples of how life insurance has changed people’s lives for the better
  • And more!

Tune in to learn how Royal and James can contribute to enhancing your current health insurance. 

Resources:

Oregon Pacific Financial Advisors, Inc. 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.