Tag: Investment Planning

Featured Image
How to Find the Right Advisor for Your Planning Needs (Ep. 75)

How to Find the Right Advisor for Your Planning Needs (Ep. 75)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | TuneIn | RSS | More

Financial planning designations are an alphabet soup of letters that aren’t always explained. How do you choose the right advisor for your planning needs?

In this episode, Royal Standley focuses on what the different designations mean, both for the advisor’s education and for the clients looking to find the right advisor. Royal explores how having more designations isn’t always the best option for providing great advice or time management.

Royal discusses:

  • What the different titles for financial advisors mean for the services they provide
  • Why finding a focused advisor rather than an advisor with multiple licenses can provide a better planning experience
  • The importance of transparency between the client and their advisors
  • How the advisor’s education impacts the way they advise their clients

Resources:

Connect with Royal Standley:

Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action.  Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change.  All investing involves risk, including the potential for loss of principal.  Securities offered through United Planners Financial Services (UP), Member FINRA/SIPC. Advisory Services offered through Oregon Pacific Financial Advisors, Inc. (OPFA). OPFA & UP are independent companies. Neither OPFA nor UP offers tax or legal advice.

Featured Image
Throwing Darts – Anticipating Investments and Financial Planning for 2023 (Ep. 72)

Throwing Darts – Anticipating Investments and Financial Planning for 2023 (Ep. 72)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | TuneIn | RSS | More

The financial world took a hit during 2022, with the debate focused on “when” rather than “if” we will enter a recession. What do the investment and financial options of 2023 look like?

In this episode, Royal Standley reviews the past few years of investment choices and how those decisions will impact future investment decisions. Royal dives into the possibilities of a recession, how inflation will impact financial decisions and where real estate currently sits within investment planning for the future. 

Royal discusses:

  • What has happened in the world during the past three years
  • How interest rates impact the likelihood of a recession
  • What is coming in 2023 based on recent investments and inflation
  • The global and political concerns for 2023
  • How Oregon Pacific Financial Advisors can help clients

Connect with Royal Standley:

Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action.  Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change.  All investing involves risk, including the potential for loss of principal.  Securities offered through United Planners Financial Services (UP), Member FINRA/SIPC. Advisory Services offered through Oregon Pacific Financial Advisors, Inc. (OPFA). OPFA & UP are independent companies. Neither OPFA nor UP offers tax or legal advice.

Featured Image
69. Q&A on Financial Planning

69. Q&A on Financial Planning

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | TuneIn | RSS | More

If you are just starting your financial planning or preparing for retirement, there are always questions on what to do and how to prepare your financial future.

In this episode, Royal Standley answers some of the financial planning questions sent in by you. He dives into some of the uncertainties clients feel during the financial planning process to help you live a relaxing retirement.

Royal discusses:

  • When you should involve a financial advisor
  • How to utilize FINRA’s BrokerCheck when finding the best advisor for you
  • The difference between Roth IRAs and traditional IRAs
  • The basics of retirement planning
  • And more

Resources:

Connect with Royal Standley:

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

Withdrawals from a Traditional IRA prior to age 59 ½ will be subject to ordinary income tax and may also incur a 10% penalty tax unless an exception applies.

Contributions to a Roth IRA are subject to income limitations. You may take nontaxable withdrawals from a Roth IRA if you are at least 59 ½ and the account has been held at least 5 years. Otherwise, earnings withdrawn may be subject to ordinary income tax and a 10% penalty.

Featured Image
68. Strategies for Liquid Assets

68. Strategies for Liquid Assets

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | TuneIn | RSS | More

Everyone wants to earn money without breaking a sweat when it comes to investing.

In this episode, Royal Standley discusses some strategies for liquid assets, how they can benefit you and what they can accomplish even while you’re sleeping. He also reveals how the difference between mutual funds and ETFs impact your investment decisions based on your personal goals.

Royal discusses:

  • The three groups of goals to guide your investments
  • How different types of investments can be leveraged to reach your goals
  • The difference between mutual funds and ETFs
  • How tax evaluations impact your investment decisions
  • And more

Resources:

Connect with Royal Standley:

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

All guarantees are based on claims paying ability of the issuer.

Before investing in a Mutual Fund or ETF, investors should carefully consider the investment objectives, risks, charges and expenses.  This and other important information is contained in the summary prospectus (if available) and prospectus, which can be obtained from your financial professional.  These documents should be read carefully before investing.