Tag: Health

The Impact of Social Connection on Health (Ep. 79)

The Impact of Social Connection on Health (Ep. 79)

During the shutdowns, those with social connections in their home or online experienced joy from not leaving the house. The reason? They had no reason to go out because they were still in contact with their friends and loved ones.

In this episode, Royal Standley explores the importance of social connections on longevity and health. Royal shares how different age groups can expand their communities and societies shift by taking the time to connect with those around, whether it’s calling up a friend, joining a local group or mentoring the next generation. 

Royal discusses:

  • How the pandemic revealed the impact of social connections on mental and physical health
  • Where and what types of relationships can be cultivated as a person grows older
  • How retirement communities encourage and build relationships between residents
  • The importance of taking the time and effort to connect with others
  • Spending time and building relationships with family
  • And more

Connect with Royal Standley:

Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action.  Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change.  All investing involves risk, including the potential for loss of principal.  Securities offered through United Planners Financial Services (UP), Member FINRA/SIPC. Advisory Services offered through Oregon Pacific Financial Advisors, Inc. (OPFA). OPFA & UP are independent companies. Neither OPFA nor UP offers tax or legal advice.

66. Maintaining Your New Year’s Resolutions

66. Maintaining Your New Year’s Resolutions

Everyone talks about what they plan to focus on in the new year. The real question is how are you going to maintain your resolution?

In this episode, Royal Standley discusses what his plans are for 2022. He also shares his advice for maintaining your new year financial resolutions and how to remain accountable throughout the year. You will learn about the resources that helped him commit to his health goals and tips for creating your financial resolutions.

Royal discusses:

  • His New Year’s resolutions
  • How to commit to your goals
  • The importance of keeping yourself accountable to your finances
  • How he sets himself up for each day
  • And more!

Connect with Royal Standley:

Resources:

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

 

Episode 31 – Answering Prospective Clients’ Frequently Asked Questions

Episode 31 – Answering Prospective Clients’ Frequently Asked Questions

Are you curious about financial advisors and how they can help you? Do you know how to tell if you need one — and how to find the right one?

These are just a few questions that Royal Standley receives on a regular basis by new and prospective clients alike. Today, Royal is sitting down to answer some of these frequently asked questions, all the while highlighting the importance of working with an expert. 

In this episode, you will learn:

  • The benefits of working alongside a financial professional 
  • The difference between a financial advisor and asset manager — and how to find the right one
  • What being a fiduciary means
  • About conflict of interest in the financial services industry
  • And more!

Tune in now to hear the answers to your burning questions — and to learn what considerations you should keep in mind when seeking a financial planner and advisor!

Resources:  Oregon Pacific Financial Advisors | The Life by Design Podcast | Royal Standley 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.

Episode 29 – What Should an Investor Avoid When Markets Are Facing a Downfall?

Episode 29 – What Should an Investor Avoid When Markets Are Facing a Downfall?

How has your financial plan been affected by the recent downturn in the market? 

In this episode of The Life by Design Podcast, Royal Standley suggests how to plan and prepare for times when the market is experiencing decline. 

In this episode, you will learn:

  • Various potential reasons for an economic decline 
  • How to separate emotions and finances
  • What capitulation is and why you should selling when the market is low 
  • The impact of time in financial portfolios 
  • And more!

Tune in today to hear how to be prepared for the unexpected.

Resources:  Oregon Pacific Financial Advisors

SPECIAL UPDATE: COVID-19

SPECIAL UPDATE: COVID-19

In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising investors to take during this time of uncertainty. 

Tune in now to learn how the markets are being affected and what we’re doing to help clients during this tumultuous time.

Resources: Oregon Pacific Financial Advisors Inc.

Episode 27 – How Much Insurance Coverage Do You Actually Need? — With James Monroe

Episode 27 – How Much Insurance Coverage Do You Actually Need? — With James Monroe

Do you have the right type of insurance plan and amount of coverage for your family’s needs?

In this episode, Royal Standley and James Monroe of Oregon Pacific Financial Advisors walk you through different life insurance policies. This down-to-earth conversation is all about helping you figure out which policy will give you the coverage you need to maintain you and your family’s lifestyle. 

In this episode, you will learn:

  • How James uses a DIME method as a starting point to calculate life insurance needs
  • When the ideal time is to have term insurance
  • The five main types of permanent policies 
  • Examples of how life insurance has changed people’s lives for the better
  • And more!

Tune in to learn how Royal and James can contribute to enhancing your current health insurance. 

Resources:

Oregon Pacific Financial Advisors, Inc. 

Advisory Services offered through Oregon Pacific Financial Advisors, Inc. Securities offered through United Planners Financial Services of America, Member FINRA / SIPC. Oregon Pacific Financial Advisors, Inc., and United Planners Financial Services are independent companies.