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Imagine walking into a financial planner’s office for the first time. What questions would you ask before deciding to work with that person?

Today, Royal Standley is here to answer your biggest questions. Working off a list of his clients’ most-asked questions, Royal gives forthright and detailed answers, while also sharing helpful planning advice along the way!

In this episode, you’ll learn:

• The different services provided by a financial planner vs. a financial advisor
• Royal’s opinion on the future of Social Security—do we need to worry about this benefit disappearing?
• The overlooked side effect of saving a lot of money in a 401(k)
• Why Royal doesn’t factor inheritances into financial plans
• The IRA-contribution opportunity that most people don’t know about
• And more!

Tune in and learn the answers to the most-asked financial planning questions! You can also get your questions answered in the next podcast by emailing Royal at royal@opfa.com.

Resources:  Oregon Pacific Financial Advisors, Inc.

Discussions in this show are for educational purposes only. The information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Oregon Pacific Financial Advisors and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | TuneIn | RSS | More

What comes to mind when you think of having financial peace? Perhaps you envision paying off your debt, boosting your savings, or not having to worry about the future.

Royal Standley helps clients achieve all of the above. Today, Royal shares the simple process he uses with clients, called Dave Ramsey’s Baby Steps, which focuses on changing money-related behaviors through a proven step-by-step plan.

In this episode, you’ll learn:

• What’s involved in each of the seven Baby Steps
• How to use the snowball method to become debt-free
• What to consider when deciding how much money to set aside in your emergency savings
• Why Royal never wants to see a client put four years worth of college savings in an account that is tied to education, like an ESA or a 529 plan
• And more!

Tune in now to learn how you can start using the baby steps today!  

Resources: Oregon Pacific Financial Advisors, Inc. | Dave Ramsey’s Baby Steps

Discussions in this show are for educational purposes only. The information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Oregon Pacific Financial Advisors and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice.